Calculator
Mortgage Repayment Calculator
Model monthly mortgage payments with term, interest rate and optional overpayment assumptions.
- Runs in your browser
- Uses official rate sources
- No account needed
Methodology
Capital repayment uses the standard amortisation formula. Interest-only shows monthly interest and keeps the capital outstanding.
Example Calculation
A GBP 250,000 repayment mortgage over 25 years at 5 percent shows monthly payment, total interest and projected balances.
Estimate Disclaimer
Results are estimates for general information and are not financial, tax, employment or mortgage advice.
FAQ
Frequently Asked Questions
Does this show mortgage products?
No. It is a calculation tool and does not display mortgage products or affiliate links.
What happens with interest only?
The calculator shows monthly interest and makes clear the original capital remains outstanding.